The 10s and face cards count as zero, and aces can be one or 11. The best possible hand is 9-9; the worst, 0-0 (or three zeros). Hands that end in zero are known as “natural,” and the house has no edge over them.
Once all bets are placed on either banker or player, the banker’s hand is dealt first. The game begins with each player taking turns drawing cards (or standing) until both hands have six cards. Any card eight or higher must be removed; if a hand totals five (which can be achieved by drawing an eight or higher), the next player must stand rather than draw.
Once both hands have six cards, the hands are compared based on how close their total is to nine. For example, if a player’s hand has 6 and 3 for a total of 9, the player would win against the banker if the banker has eight or less. However, if the banker’s hand totals 7, the player would lose since his total is lower than nine.
It should be noted that a score of three (3) is considered a “natural” and automatically wins unless the other hand also has a natural total of three.